Community 1st Credit Union Merger Vote

We have reached the next major milestone in the process of merging Community 1st Credit Union and Harborstone Credit Union together to offer our combined membership even more products, services and resources. As a member-owner of Community 1st Credit Union, it's your turn to vote on our future together.

With unanimous support from the board of directors of both credit unions, and regulatory approval from the Washington State Department of Financial Institutions and the National Credit Union Administration, we now have one step to take before we can join forces to create a stronger, more resilient credit union. In fact, it's the most important step. We need to hear from you! The Community 1st board of directors and senior management encourage you to vote in favor of the proposed merger.

This letter is your official voting packet. Please follow the link to the official ballot site to vote and learn more about the expected benefits of this merger. Your vote is essential to the success of this merger and we encourage you to share your voice.

• Expanded Access: More branches, ATMs, and digital services across a larger geographic area. You will have access to all 15+ Harborstone branch locations across Western Washington.


• Enhanced Products and Services: Broader range of financial offerings, including more competitive loan and deposit rates along with an industry-leading online and mobile banking platform


• Greater Financial Strength: Combined resources means improved technology, security, and long-term stability.

• The safety and security of your money, with deposits federally insured up to $250,000 by the NCUA.


• Our strong culture of service: Our dedication and commitment to our members and local communities will remain our top priority. You will continue to be served by the same friendly staff you know and trust at your local branch.

To proceed, we need the majority of member votes to approve the merger. Please review the enclosed information carefully and return your completed ballot by 9/26/2025.

You can vote by either:

• Mail: Complete and return the enclosed ballot in the postage-paid envelope; OR
  
  
• Online: Visit https://myc1cu.com/merger and follow the link to the voting site.

• Community 1st Credit Union Olympia Branch 10:00 am
• Community 1st Credit Union DuPont Branch 12:00 pm
• Community 1st Credit Union Tacoma Branch 2:00 pm

• Community 1st Credit Union Lynnwood Branch 11:00 am
• Community 1st Credit Union South Seattle Branch 2:00 pm

• Special Membership meeting (virtual) 4:00 pm
  (note:this will be the last opportunity to vote)

Thank you for being a valued member of Community 1st Credit Union. We're excited about this opportunity to grow stronger together and continue delivering value to your and our community.

Warm regards,