Dear Member:
On behalf of the Board of Directors of ODJFS Federal Credit Union, we want to share important news about our plans to bring more value to you. Your Board of Directors has unanimously agreed to a strategic merger with Pathways Financial Credit Union, Inc. (Pathways), to offer you, our member-owner, exciting new products and services.

We designed this merger with a simple goal: To create a more rewarding credit union with convenient locations for you.
Through this merger, we will be able to deliver 11 Ohio branches, competitive deposit and loan rates, and easily accessible, secure technology that provides a comprehensive online and mobile banking experience.

Why did we select Pathways as our merger partner?
Pathways is uniquely qualified to be our merger partner. They have extensive experience implementing merger partnerships with credit unions and driving more value to members. We are excited to partner with Pathways. Pathways has twice been selected as the Best Credit Union in central Ohio and is also the fastest-growing credit union in the state over the past 10 years.

Delivering convenience.
After our merger with Pathways, you will now have access to 11 Pathways branches. You will also have access to over 5,000 shared branches and surcharge-free ATMs nationwide via the shared branching network!

Delivering a comprehensive digital experience.
Pathways has the resources to improve your banking experience with the latest digital technologies you’ve already come to expect, like full-service mobile banking with bill pay, mobile check deposit, and mobile banking, but also including new features like pay anyone, text banking, 24/7 online loan applications, online debit and credit card controls and more!

Together, we will build on our legacy of community and service.
Your credit union will remain member-owned and focused on providing the highest level of service.

Your vote is important, and we respectfully request that you vote “yes” to approve this proposal.
Both credit unions have undergone rigorous examinations by state and federal regulatory agencies. Now it is time for our members to approve this partnership as well.

We encourage you to take a few minutes to review the following information for additional details about this exciting opportunity. We greatly appreciate your membership and support of this important, strategic partnership.

Board Chairman

You may view/download the Notice of Special Meeting here.