Dear Member:

Enclosed please find your ballot. This ballot presents an exciting opportunity for all of us to vote on a new direction for Reliant Federal Credit Union going forward.

Over the last two years, the Board of Directors of Reliant has been evaluating the performance of the institution in light of its ongoing ability to meet member expectations as well as the long-term sustainability of value to the membership.

After a comprehensive analysis, it was the opinion of the Board of Directors that the best direction for the future of Reliant lies in a merger with a larger institution. Once this decision was made, an extensive process ensued, including a comprehensive review of local Credit Unions. In our view, it was important to find a potential merger partner that shared the values and principles of Reliant. Recognizing the advantages and many benefits that would flow to the members, the decision was made to pursue approval of a merger with UniWyo Federal Credit Union.

This process required that a merger request be submitted to the National Credit Union Administration (NCUA) for review and permission for us to proceed. The approval to pursue the merger was granted on December 19, 2022. A membership meeting to approve the merger with UniWyo Federal Credit Union is currently scheduled for March 7, 2023, with a completed merger targeted by March 8, 2023.

As always, our focus is on what is best for the member. Previous communications with the membership as a whole have clearly indicated that there is a desire for more full-service branches, less fees, better rates and a wider range of products and services. We are confident that the proposed merger with UniWyo FCU will accomplish all of that and much more.

The Board is pleased to present you, our valued member, an opportunity to vote on this very important recommendation. Recognizing the importance of this vote you will have an opportunity to vote early by mail ballot, electronically at or attend the membership meeting and vote in person.

We recommend a YES vote on the ballot. It is truly a win-win for all of us.