Wings Financial Credit Union Merger Vote

Dear Wings Member:

We are excited to deliver the following Notice of Special Meeting and enclosed Ballot for Merger Proposal for your consideration. Wings’ Board of Directors is proposing and enthusiastically supports a merger of equals between Wings Credit Union and Colorado-based Ent Credit Union.

The merger would combine two industry-leading institutions under the Wings Credit Union name. Wings and Ent are unified by our aviation backgrounds, purpose, values and our strong member-first cultures. As the largest credit unions in Minnesota and Colorado, both organizations offer deep roots in member satisfaction, operational excellence and community impact. This strategic combination would create a bold, unified credit union positioned to deliver exceptional value to members, employees and the communities we serve.

At its core, the merger is grounded in the belief that we are better together. Partnering with another established credit union will give us additional resources to remain competitive and deliver much more to our members – with the same friendly, outstanding, local service we have always provided. Combined, we will be able to deliver a broader, more powerful suite of products and services. Members will benefit from enhanced savings options, expanded lending programs, improved digital tools, expanded hours and 90 service center locations across six states, including continued access to all current Wings’ locations and our friendly teams.

Ultimately, we believe Ent Credit Union is the perfect merger partner for Wings as we continue to give flight to our members’ unique financial dreams into the future. For more information about Ent and the merger, please visit: wings.cutogether.com.

In addition to a member vote, this process requires approvals from the National Credit Union Administration (NCUA), the Minnesota Department of Commerce (MNDOC), and the Colorado Division of Financial Services (CODFS). The NCUA granted approval to pursue the merger on September 29, 2025. Upon a majority vote of our members and final MNDOC and CODFS approval, the merger completion target date is January 1, 2026.

Wings’ Board of Directors is pleased to request your vote on this important opportunity for our credit union. Please review the Notice and Ballot. To be counted, your ballot must reach us by the date and time announced for the meeting and noted on the ballot.

Sincerely,

Greg Miller
Board Chair
Wings Financial Credit Union